Retained again and again
GIC is retained repeatedly by the same law firms, the clearest signal that the analysis and testimony deliver.
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Testifying expert
Expert reports and testimony built on the record.
Subject-matter expert witness services are the core of Rick Bingham and GIC’s practice, with retentions from counsel for policyholders and for insurers.
Meet the expert
Meet Rick Bingham.
In under a minute, Rick describes his path from claims trainee to vice president, his work advising firms, insurers, and regulators, and the reports and testimony he provides. As principal of Glynloen Insurance Consulting, he brings that experience to every GIC engagement, for both insurer-side and policyholder-side counsel.
Video · 0:50 · Captioned · Recorded 2025
Qualifications
Recognized in state and federal courts.
Rick Bingham brings nearly 45 years of insurance industry experience and has examined more than 100 insurance carriers. He has been recognized as a qualified expert in state and federal courts. He served 14 years on the Hearing Board of the Illinois Attorney Registration and Disciplinary Commission, adjudicating serious attorney-misconduct cases, and has also served on its Oversight Board.
Daubert & Rule 702 challenges
No court has ever excluded Rick Bingham as an expert, under Daubert, Rule 702, or any state standards.
For identified assignments, work-product samples, including deposition & trial transcripts, state & federal court reports, and expert disclosures, are available to prospective clients on request.
We relish the challenge of explaining the issues and their applicability to the conduct of the parties, and their consistency with, or deviation from, the standard of conduct or practice for complex insurance problems.
On every engagement, GIC examines the record using case-management software, develops initial proto-opinions, flags the facts that support and contradict each position, and produces thoroughly cited reports, then provides deposition and trial testimony.
That review runs on GIC’s tech-assisted case-mapping process: every material fact placed on a timeline, every finding traced back to a Bates number.
Why firms come back
Trusted by the attorneys who put us on the stand.
Even by the other side
GIC has also been retained by law firms that previously opposed a GIC client, a rare vote of confidence from across the aisle.
Representative engagements
A track record built on high-stakes, complex matters.
- Department of Financial Services: retained to review the claims practices of an insurer in receivership, in a damages case against the insurer’s Directors and Officers and their outside auditor. The analysis covered corporate governance, claim reserving, communication with claimants, and adherence to fair-claims-practice rules & file-documentation standards.
- Third-party claims administrator: defense of a federal action alleging breach of contract and incompetent claim handling. Relying on GIC’s analysis, the client disposed of the case by dispositive motion.
- Cedent in a facultative reinsurer dispute: review of a 40,000+ page tier-3 asbestos record addressing late notice, proper reserving, and the reinsurer’s rights of inspection & participation. A 70-page report authored in under five weeks, an 80-page rebuttal report, and deposition testimony.
- Primary carrier sued by an excess carrier for equitable subrogation for bad faith and allegations of statutory bad faith: a 94-page report with 445 citations and a 57-page rebuttal report with 142 citations disputing the allegations.
- Law firm in a defense-negligence case: the excess carrier alleged that the defense of a maritime claim was flawed, that the case was inadequately prepared for trial, and that counsel gave late notice to the excess carrier.
Jurisdictions
A national practice.
Engagements, expert reports, and sworn testimony across the country. The full track record is on the Expert Testimony page.
Claim-handling standards differ from state to state, set by each state’s insurance code, its fair claims practices rules, and its case law, so the governing jurisdiction shapes the analysis.
Explore by practice area
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Property & Catastrophe →
Asbestos, Environmental, and Mass Tort →
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Defense of TPAs, Agencies, and Counsel →
Reinsurance Disputes →
Consulting expert